Teach Me Money Management

What is money management and how do I obtain such a skill?

I’ve got those really fun parents, the kind who make me pay my phone bill and for my car insurance and gas and pretty much for any and everything I want. It would be a bigger issue if I didn’t have a job, but (thankfully) I do. And as much as I would love to spend every single dime on the most pointless things, I know it’s for the best that I’m getting a taste of the real world while I’ve still got my parents to fall back on. Sure, they wouldn’t be too happy with me if I didn’t give them the money for my phone and insurance every month, but if I couldn’t, they’d pay it for me, and at least I’d only be indebted to them, rather than some company who doesn’t actually care about my personal circumstances.

I think I’m doing really well, actually. I hand over the money for those bills weeks early almost every month. I’ve been licensed for over a year and I have yet to ask for gas money (although one time, they actually gave me a little bit just for the heck of it). I pay for almost everything on my own– shirts from my cross country meets, trips with my friends, clothes, random food runs, etc. I even paid to book a flight for myself to visit some family down in Florida next month.

So what’s the problem? The problem is that I basically break even every month. I have hardly anything saved up, and since I’m going to be moving out in nine months and paying rent and putting myself through college, I’m going to find myself in a pretty big pickle, much sooner than I’m prepared for. I either need to be making more money (though I barely have time for my job as it is, between sports and homework and sleep), or I need to learn how to save.

I walk into a store, and I almost always walk out with more things than I need. I’ve got plenty of clothes. I’ve got plenty of nail polish. I’ve got plenty of shoes. And yet, I can’t seem to stop buying more and more. It’s a serious problem, guys. I have a problem. I admit it. What’s the next step?

Teach me money management.

This is a cry for help.

Help.

HELP.

That Adrenaline Rush

Hey, guys. Guess who’s back? This girl! I finally have a little extra time to post and check out your blogs, since my seriously hectic week is over. I’ve also caught up on sleep a little bit, so hopefully I won’t sound quite so crazy in this post.

So to start, I should probably inform you that I’ve recently gotten a job, and so I’ve started earning some moolah of my own. I went a couple weeks ago and got a checking account, and a few days ago I finally got my debit card. I’m younger than practically everyone who reads my blog, and I’m sure you’ve all had your checking accounts and debit cards for ages, but since it’s all new to me, the novelty still hasn’t worn off. I try to play it cool around my sisters, but every time I open my wallet and see that shiny green card, I do a little happy dance.

I just feel powerful now, you know? Like I can do anything just because I’ve got a debit card that says my name on it. Anyway, yesterday, I was absolutely dying to try my new card out, so I went on amazon to search for some books.

Note: You should know that I’m an avid reader. I read basically every chance I get. I read more often than I write, which is definitely saying something. I’m a quick reader, too. I’m the kind of person who reads a thick book in a quarter of the time it takes the average person to read it, and then I wander around for the next couple days in a daze, still taking in everything that happened. Sometimes I throw my book across the room when I get angry. Sometimes I yell at the characters, like they can hear me or something. Occasionally I think about writing an angry email to the author, explaining how upset I am that they’ve ended their incredible book with a cliffhanger when the sequel hasn’t been released yet. I’m a little eccentric at times, I suppose. Anywho, do you get the point that I love books way more than any normal person should?

Back to the story. There I was sitting on amazon, adding book after book to my shopping list. (Did you know that there are like a bajillion books available for a penny + shipping costs?) As I was reading the book descriptions and deciding which books to blow my hard earned money on, I realized something. My heart was racing and I felt like I was flying. You know that feeling that surges through you when you get off a gigantic roller coaster? That crazy adrenaline rush that makes you feel totally invincible? That’s exactly how I was feeling while I bought several new books to add to my collection.

I have a feeling I’ll be buying a lot more books from now on because amazon is just so convenient.

I love books.

That is all.